Injury & No-Fault Guides
Plain-English answers about New York No-Fault, Workers’ Comp, and accident-injury care — written and reviewed by the Injury Recovery MD team.
New York No-Fault · Workers’ Compensation · Most major insurance
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After an Accident
- What to Do After a Car Accident in New YorkStep-by-step: police report, symptoms, the 30-day clock, and getting seen.
- When to See a Doctor After a Minor Car AccidentLow-speed crash? Why symptoms and coverage still matter.
- What to Do After a Slip and FallDocumenting the fall, notifying the property owner, and getting evaluated.
- What to Do After a Workplace InjuryReporting to your employer and starting Workers’ Comp care.
- ER or Urgent Care After a Car Accident?Where to go first — and what each visit means for your claim.
- Delayed Injury Symptoms After a Car AccidentWhy pain shows up days later and what to watch for.
- Do I Have to Report a Car Accident in New York?DMV and police reporting rules, deadlines, and forms.
- Injured as a Passenger: What to DoPassengers are covered too — here’s how No-Fault applies to you.
- Hit-and-Run: What to Do in New YorkReporting, MVAIC coverage, and getting treated.
- Uninsured Driver? MVAIC ExplainedCoverage options when the other driver has no insurance.
Insurance & Claims
- How No-Fault Insurance WorksNY PIP basics: what’s covered, who pays, and how billing works.
- The No-Fault 30-Day DeadlineMiss it and coverage can be denied — how to file on time.
- Can I See My Own Doctor Under No-Fault?Your right to choose your treating providers.
- No-Fault + Health InsuranceWhich pays first, and when your health plan gets involved.
- No-Fault Lost Wage BenefitsWage reimbursement under PIP: limits, forms, timelines.
- If Your No-Fault Claim Is DeniedCommon denial reasons and next steps.
- The IME, ExplainedWhat an insurer’s exam is, and how to prepare.
- Missed Your IME?Consequences and how to respond quickly.
- No-Fault vs Workers’ CompWhich system covers your injury — and when both apply.
- Filing a Workers’ Comp Claim in NYC-3 form, deadlines, and choosing WC providers.
Treatment & Recovery
- Your First No-Fault AppointmentWhat the evaluation covers and what to bring.
- Do I Need an MRI After a Car Accident?When imaging is ordered and what it shows.
- Injury Healing TimelinesTypical recovery windows by injury type.
- How Long No-Fault Covers TreatmentCoverage duration, cutoffs, and continuing care.
- Common Rear-End Collision InjuriesWhiplash and beyond: what rear-end crashes cause.
- Returning to Work After an InjuryWork restrictions, light duty, and documentation.
- No-Fault for Pedestrians & CyclistsStruck by a car? You’re covered — here’s how.
- Do I Need a Lawyer After a Car Accident?Medical care doesn’t require one — when people choose to get one.
Medically reviewed by Sylvera Ann Voskamp, DPT, of Injury Recovery MD · Last reviewed 2026-07-29 · View our medical team
Educational information only; not a substitute for medical advice.