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New York No-Fault · Workers’ Compensation · Most major insurance

Not sure if your injury is covered? Ask us first.

Our team verifies your coverage, explains what it pays for, and books your first evaluation at the Long Island location closest to you.

  • $0 out of pocket for covered patients
  • 7 Long Island locations
  • You choose your own treating provider

Injury Recovery MD provides chiropractic care on Long Island with comprehensive insurance acceptance. Understanding your insurance coverage for chiropractic treatment after an accident or injury is essential for receiving the care you need without financial barriers. Our clinic serves patients across Nassau County and Suffolk County.

Coverage for Accident Injuries

When you are injured in a car accident, your no-fault auto insurance covers all medically necessary chiropractic treatment including spinal adjustments, decompression therapy, physical rehabilitation, and diagnostic imaging. There is no copay, no deductible, and no out-of-pocket expense for no-fault covered treatment. Injury Recovery MD bills your insurance directly and handles all paperwork.

Workers Compensation Coverage

Workers compensation insurance covers chiropractic care for on-the-job injuries. Injured employees have the right to choose their own treating chiropractor under New York law. Injury Recovery MD accepts all workers comp carriers and provides the medical documentation required by the Workers Compensation Board.

Major Medical Insurance

Injury Recovery MD accepts most major medical insurance plans including Aetna, Blue Cross Blue Shield, United Healthcare, Cigna, Oxford Health Plans, EmblemHealth, GHI, HIP, Fidelis Care, Healthfirst, 1199 SEIU, Medicare, and Medicaid. Coverage varies by plan and we verify benefits before your first visit.

Personal Injury Liens

If you were injured in an accident and have an attorney representing you, Injury Recovery MD can provide chiropractic care on a lien basis. This means you receive treatment now and payment comes from your settlement. There is no upfront cost to the patient for lien-based treatment.

Frequently Asked Questions

Does Injury Recovery MD accept my insurance?

We accept no-fault auto insurance, workers compensation, personal injury liens, Medicare, Medicaid, and most major medical plans including Aetna, BCBS, United Healthcare, Cigna, Oxford, and EmblemHealth.

Do I need a referral for chiropractic care?

No referral is needed. You can contact Injury Recovery MD directly to schedule an evaluation after an accident or injury.

How soon should I be treated after an accident?

You should seek chiropractic evaluation within 72 hours of an accident. Same day appointments are available at our Long Island clinics.

Sources

  1. New York State Department of Financial Services — Consumer Questions About No-Fault Insurance
  2. New York Insurance Law § 5102 — Definitions (basic economic loss; serious injury)
Primary sources for the coverage and claims rules described on this page. Educational information only — not legal or medical advice, and not a substitute for an in-person evaluation.
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